Top 5 Investment Apps for Beginners in 2025 (Compared and Ranked)

Top 5 Investment Apps for Beginners in 2025 (Compared and Ranked)

Top 5 Investment Apps for Beginners in 2025 (Compared and Ranked)

Get Started with Acorns Now

Starting your investment journey in 2025? Great! But which app should you trust with your first $100 or $1,000? We’ve tested and ranked the top 5 investment apps for beginners based on ease of use, fees, features, and educational value.

1. Acorns – Best for Automatic Investing

Acorns rounds up your purchases and invests the change. Perfect for those who want to invest passively without thinking about it. $3/month gets you retirement, checking, and investment features.

2. Robinhood – Best for Zero Commission Trading

Great for buying fractional shares of stocks and ETFs. No commission fees, sleek interface, but limited tools for long-term planning.

3. Fidelity – Best for Education & Long-Term Investing

Offers zero-expense ratio index funds, amazing educational content, and retirement planning tools. Ideal for long-term investors.

4. M1 Finance – Best for Custom Portfolios

Lets you build your own “pies” of stocks and ETFs. No fees, automated investing, and rebalancing included. Great for semi-active investors.

5. Betterment – Best Robo-Advisor with Human Support

Uses algorithms to manage your portfolio. Plans start at 0.25% annually. You can even get financial advisor access with premium plans.

Comparison Table

App Best For Fees Robo-Advisor?
Acorns Automated, passive investing $3/mo Yes
Robinhood Active stock trading Free No
Fidelity Education, retirement Free Optional
M1 Finance Custom portfolios Free Semi
Betterment Hands-off investing 0.25%/year Yes

Which One is Right for You?

If you're just getting started and want automation, Acorns is unbeatable. For control and no fees, Robinhood is great. And for true long-term strategy, Fidelity and Betterment stand out.

Label: investment apps, beginner investing tools, 2025 guide
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Meta Description: Discover the best investment apps for beginners in 2025. We compare and rank the top 5 apps by features, fees, and ease of use for new investors.

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